Building Their Dream Home without a Bank Loan

Getting a bank loan can be tough, especially when you have unconventional ideas. But that didn’t stop Steve Travis and Jeff Ingram from building their dream home – an earth-sheltered dome. Instead of relying on a bank loan, they took a creative approach and financed each step of their hobbit villa project with their paychecks. Their determination and resourcefulness paid off as they managed to build their dream home without the hassle of a mortgage.

Unique Milestones and a Mortgage-Free Life

Steve and Jeff’s journey towards their dream home was filled with unique milestones. From a lively dome-raising party to a year-long commitment to tying rebar, they dedicated themselves to bringing their vision to life. After six years of living in a trailer, they finally moved into their partially constructed home. Today, after a decade, they enjoy a mortgage-free life in a home that can withstand extreme conditions. Thanks to its excellent insulation, they don’t have to worry about heating or cooling bills. Their home is truly a testament to their dedication and unconventional thinking.

A Home Built to Withstand and Thrive in Any Climate

One of the remarkable features of Steve and Jeff’s home is its ability to withstand extreme weather conditions. The massive amount of earth surrounding the house provides incredible strength and insulation. They don’t need bedroom wall heaters thanks to the decision to use non-load-bearing walls, which allows for large windows and ample natural light. The strategic layout and conduit placement inside the house were carefully considered to create a comfortable living space. The use of on-site milled wood adds a touch of natural beauty to the home.

Overcoming Challenges and Embracing Efficiency

Securing loans posed a challenge for Steve and Jeff, causing delays in their construction process. However, their determination and resourcefulness helped them overcome these hurdles. They even used recycled highway signs for the foundation forms, which saved them money. Waterproofing the home was essential, and they added an extra layer to ensure its durability. They emphasize the energy efficiency, sturdiness, and low maintenance of their unique home, which is especially crucial in their earthquake-prone area.

A Decade-Long Journey of Dedication and Unconventional Thinking

Living in a trailer during the construction of their dream home wasn’t always easy for Steve and Jeff. However, the cost-effectiveness and sustainability of their home provided them with satisfaction and a sense of accomplishment. Despite the struggles they faced along the way, their decade-long journey is a testament to their dedication and unconventional thinking. Today, they live in a one-of-a-kind modern hobbit home, surrounded by nature and enjoying a mortgage-free life.